{"id":12247,"date":"2020-10-29T13:03:39","date_gmt":"2020-10-29T13:03:39","guid":{"rendered":"\/blog\/?p=12247"},"modified":"2023-05-16T11:25:28","modified_gmt":"2023-05-16T11:25:28","slug":"list-of-documents-required-for-pradhan-mantri-awas-yojana","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/loan-for-home\/list-of-documents-required-for-pradhan-mantri-awas-yojana\/","title":{"rendered":"List of Documents Required for Pradhan Mantri Awas Yojana"},"content":{"rendered":"\n<p>Pradhan Mantri Awas Yojana is a Centrally Sponsored Scheme (CSS)\naligned with the \u201cHousing for All\u201d initiative. This scheme aims to rehabilitate\nslum dwellers and provide Credit Linked Subsidies (CLSS) to the Economically\nWeaker Sections (EWS), Lower Income Groups (LIG) and Middle-Income Groups\n(MIG). PMAY has two verticals- PMAY- U (Urban) and PMAY- G (Gramin) and covers\n4, 041 statutory towns.<\/p>\n\n\n\n<p>Credit Linked Subsidy (CLSS) means that beneficiaries will be able\nto avail home loans at a subsidised interest rate; however, to apply for a <a href=\"https:\/\/tata-blog.osian.dev\/home-loan.html\">home loan<\/a>, you need to\nsubmit some documents along with the application. Here is a checklist of all\nthe documents required for Pradhan Mantri Awas Yojana as a salaried or a\nself-employed individual.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Salaried<\/strong><\/h2>\n\n\n\n<p>As a salaried applicant, you need to have documents for proof of\nidentity, address, income and purchase of a property.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Self-employed<\/strong><\/h2>\n\n\n\n<p>If you are a self- employed applicant, in addition to all the\ndocuments listed for salaried applicants, you need to have documents for proof\nof either a business entity or a firm, depending on the nature of your\nenterprise.<\/p>\n\n\n\n<p>Here is a list of all the documents required. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Proof of identity<\/strong><\/h2>\n\n\n\n<p>Besides PAN card which is a mandatory requirement for both salaried\nas well as self- employed applicants, you can present the following documents\nas proof of identity to apply for PMAY.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Aadhar card<\/li><li>Voter ID<\/li><li>Driver\u2019s\nlicense<\/li><li>Passport<\/li><li>Photo- ID\nissued by the government<\/li><li>A Letter\n(not older than 30 days) with a photograph from a recognised public servant or\na public authority that verifies your identity.<\/li><\/ul>\n\n\n\n<p><strong>Additional\nRead:<\/strong> <a href=\"https:\/\/tata-blog.osian.dev\/blog\/home-loan\/what-is-the-eligibility-for-pmay-scheme\/\">What\nis the Eligibility for PMAY Scheme?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Proof of address<\/strong><\/h2>\n\n\n\n<p>The documents listed as proof of identity can be presented as proof\nof address as well, additionally, the following documents can be used:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Ration Card<\/li><li>Bank statements reflecting address<\/li><li>Rent agreement on stamp paper<\/li><li>Residence address certificate<\/li><li>Life insurance policy<\/li><li>Latest utility bill (phone, light, gas bill)<\/li><li>Credit card statements <\/li><li>Sale deed copy<\/li><li>Property or municipal tax receipt<\/li><li>Self or family pension payment orders (PPO)\nissued by Govt, employees, departments or public sector undertakings<\/li><li>Letter of allotment of accommodation from\nemployer issued by State or Central govt. departments, scheduled commercial\nbanks, financial institutions, statutory or regulatory bodies and public sector\nundertakings and listed companies<\/li><li>Leave and\nlicense agreements with the above-mentioned employers allotting official\naccommodation<\/li><li>Letter\nissued by a foreign embassy or mission in India and documents issued by Govt.\nDepartments of a foreign jurisdiction<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Proof of income<\/strong><\/h2>\n\n\n\n<p>The following documents can be presented as proof of income while\nregistering forPMAY:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Income Tax Returns receipts<\/li><li>Salary\nslips from the last two months<\/li><li>Last six\nmonths bank statements<\/li><li>A detailed\nbalance sheet with profit and loss account (in case of own business)<\/li><li>Business\naccount log audited and certified by a CA<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Proof of purchase of property<\/strong><\/h2>\n\n\n\n<p>The following documents can be used as proof of purchase of property\nwhile registering for PMAY<strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Sales deed<\/li><li>Sales\/ purchase agreements<\/li><li>Property registration certificate<\/li><li>Copy of receipts(s) made in the name of the\ndeveloper<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Proof of business entity<\/strong><\/h2>\n\n\n\n<p>The following documents can be presented as proof of business entity\nwhile registering<strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Shops and establishment certificate<\/li><li>Pan card<\/li><li>Sales tax<\/li><li>VAT certificate<\/li><li>SSI registration certificate<\/li><li>Trade license certificate<\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/tata-blog.osian.dev\/blog\/home-loan\/what-are-the-benefits-of-pradhan-mantri-awas-yojana-scheme\/\"><strong>Additional Read:<\/strong> What are the Benefits of\nPradhan Mantri Awas Yojana Scheme?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Proof of a firm<\/strong><\/h2>\n\n\n\n<p>The following documents can be presented as proof of a firm while\nregistering<strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Partnership deeds<\/li><li>SEBI registration certificate<\/li><li>Factory registration certificates<\/li><li>Export-import code certificates<\/li><li>Qualification or degree certificate in case of\nprofessionals<\/li><li>Registration No. Issued by ROC<\/li><\/ul>\n\n\n\n<p>Now that you have a list of all the documents required for <a href=\"https:\/\/tata-blog.osian.dev\/home-loan\/pmay.html\">PMAY<\/a>, get in touch with <a href=\"https:\/\/tata-blog.osian.dev\/\">Tata Capital<\/a> for more information on benefits under the scheme.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background\" href=\"https:\/\/tata-blog.osian.dev\/online\/loans\/home-loans\/apply-now-home-loan#!\">Apply Now<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Awas Yojana is a Centrally Sponsored Scheme (CSS) aligned with the \u201cHousing for All\u201d initiative. <\/p>\n<p><a href=\"https:\/\/tata-blog.osian.dev\/blog\/home-loan\/list-of-documents-required-for-pradhan-mantri-awas-yojana\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":12248,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-12247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-for-home"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PMAY Documents - List of Documents Required for Pradhan Mantri Awas Yojana - Tata Capital Blog<\/title>\n<meta name=\"description\" content=\"Pradhan Mantri Awas Yojana: Here&#039;s a\u00a0list\u00a0of\u00a0documents required\u00a0for PMAY. 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