{"id":1710,"date":"2023-08-28T22:33:12","date_gmt":"2023-08-28T22:33:12","guid":{"rendered":"\/blog\/?p=1710"},"modified":"2024-07-02T16:49:17","modified_gmt":"2024-07-02T11:19:17","slug":"step-by-step-guide-to-apply-for-mumbai-mhada-scheme","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/loan-for-home\/step-by-step-guide-to-apply-for-mumbai-mhada-scheme\/","title":{"rendered":"Step-by-Step Guide to Apply for Mumbai MHADA Scheme"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>The Maharashtra Housing and Area Development Authority (MHADA) offers an affordable housing scheme for low and middle-income groups across the state. For the year 2019, MHADA offered 217 flats in Mumbai, priced between Rs. 31-39 lakhs, on an average. For these properties, it received more than 60,000 applications.<\/p>\n\n\n\n<p>Interested in purchasing a house in Mumbai as part of the MHADA scheme? Here\u2019s a step-by-step guide on how one can apply.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Eligibility Criteria<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The applicant must be over 18\nyears of age. The scheme cannot be availed in a child\u2019s name.<\/li>\n\n\n\n<li>You can apply for Lower Income\nGroup (LIG) flats if you have a monthly income between Rs. 25,001 and Rs.\n50,000.<\/li>\n\n\n\n<li>You can apply for Middle Income\nGroup (MIG) flats if you have a monthly income between Rs. 50,001 and Rs.\n75,000.<\/li>\n\n\n\n<li>You can apply for High Income\nGroup (HIG) flats if you have a monthly income above Rs. 75,000.<\/li>\n\n\n\n<li>You must not own a house under\nMHADA already, and neither should your spouses or children.<\/li>\n\n\n\n<li>You must have been a resident\nfor Maharashtra for at least 15 years.<\/li>\n\n\n\n<li>You must own requisite identity\nproofs and documents.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Documents Required<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Aadhar card<\/li>\n\n\n\n<li>PAN card<\/li>\n\n\n\n<li>Domicile certificate<\/li>\n\n\n\n<li>School leaving certificate<\/li>\n\n\n\n<li>Driving license<\/li>\n\n\n\n<li>Voter ID card<\/li>\n\n\n\n<li>Passport<\/li>\n\n\n\n<li>Birth certificate<\/li>\n<\/ol>\n\n\n\n<p style=\"color:#FF0000\"><strong>Additional Read:<\/strong> <a href=\"https:\/\/tata-blog.osian.dev\/blog\/home-loan\/what-is-mhada-how-does-it-benefit-home-buyers\/\"> What is MHADA Scheme in Mumbai? How Does it Benefit Home Buyers?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>House Prices<\/strong><\/h2>\n\n\n\n<p>The price of a flat depends on the category it belongs to. EWS\nhouses cost under Rs. 20 lakhs, LIG houses cost between Rs. 20-30 lakhs, MIG\nhouses range from Rs. 35-60 lakhs, and HIG flats go from Rs. 60 lakhs to a few crores.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Applying for Mumbai MHADA\nOnline<\/strong><\/h2>\n\n\n\n<p><em>Step 1:<\/em> Visit the official website of MHADA, where you can find the online\napplication form.<\/p>\n\n\n\n<p><em>Step 2:<\/em> Register by creating a username and filling out your details.<\/p>\n\n\n\n<p><em>Step 3:<\/em> Verify your mobile number by entering the code you receive.<\/p>\n\n\n\n<p><em>Step 4: <\/em>Once your number is verified, log into the online portal.<\/p>\n\n\n\n<p><em>Step 5:<\/em> Select the scheme you want to apply for and fill in your details\nlike income, applicant type, scheme code, etc.<\/p>\n\n\n\n<p><em>Step 6:<\/em> Pay the application fee by demand draft, debit or credit card, or net\nbanking.<\/p>\n\n\n\n<p><em>Step 7: <\/em>Check the winners of the lottery once they are announced on the\nofficial MHADA website.<\/p>\n\n\n\n<p><em>Step 8:<\/em> If you are not selected, you will have your money refunded to your\nbank account.<\/p>\n\n\n\n<p style=\"color:#FF0000\"><strong>Additional Read:<\/strong> <a rel=\"noreferrer noopener\" href=\"https:\/\/tata-blog.osian.dev\/blog\/home-loan\/want-to-own-a-home-find-out-how\/\" target=\"_blank\">Buying a House? Make Sure to Follow this Home Buying Guide!<\/a><\/p>\n\n\n\n<p>Because the MHADA scheme is essentially a lottery that attracts an incredibly high number of applicants, there is only a slim chance of winning a flat. Even if you are not selected under MHADA, you can still buy a house with affordable housing finance options. <\/p>\n\n\n\n<p>Tata Capital\u2019s <a href=\"https:\/\/tata-blog.osian.dev\/home-loan.html\" target=\"_blank\" rel=\"noreferrer noopener\">home loan<\/a> offer the most flexible <a href=\"https:\/\/tata-blog.osian.dev\/home-loan\/eligibility-and-documents.html\">home loan eligibility <\/a>criteria and repayment options. Our <a href=\"https:\/\/tata-blog.osian.dev\/home-loan\/rates-and-charges.html\" target=\"_blank\" rel=\"noreferrer noopener\">home loan interest rates<\/a> start at just 9.25% and the home loan amount goes from Rs. 2 lakhs right up to Rs. 5 crores. With a Tata Capital <a href=\"https:\/\/tata-blog.osian.dev\/home-loan\/home-loan-in-mumbai.html\">home loan in Mumbai<\/a>, you never have to wait to own your dream house \u2013 apply for one today!<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/tata-blog.osian.dev\/home-loan.html\">Apply For Home Loan<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Maharashtra Housing and Area Development Authority (MHADA) offers an affordable housing scheme for low and middle-income groups across the state.<\/p>\n<p><a href=\"https:\/\/tata-blog.osian.dev\/blog\/home-loan\/step-by-step-guide-to-apply-for-mumbai-mhada-scheme\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":1715,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-1710","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-for-home"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Step-by-Step Guide to Apply for Mumbai MHADA Scheme - TATA Capital Blog<\/title>\n<meta name=\"description\" content=\"Planning to buy a home in mumbai under MHADA scheme? Read this home loan blog by Tata Capital to know the step by step process of applying for a home under Mhada Development scheme. Read now!\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Step-by-Step Guide to Apply for Mumbai MHADA Scheme - TATA Capital Blog\" \/>\n<meta property=\"og:description\" content=\"Planning to buy a home in mumbai under MHADA scheme? Read this home loan blog by Tata Capital to know the step by step process of applying for a home under Mhada Development scheme. Read now!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tatacapital.com\/blog\/loan-for-home\/step-by-step-guide-to-apply-for-mumbai-mhada-scheme\/\" \/>\n<meta property=\"og:site_name\" content=\"TATA Capital Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-28T22:33:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-02T11:19:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2019\/10\/mumbai-mhada.png\" \/>\n\t<meta property=\"og:image:width\" content=\"770\" \/>\n\t<meta property=\"og:image:height\" content=\"438\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tata Capital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tata Capital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/loan-for-home\/step-by-step-guide-to-apply-for-mumbai-mhada-scheme\/\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/loan-for-home\/step-by-step-guide-to-apply-for-mumbai-mhada-scheme\/\",\"name\":\"Step-by-Step Guide to Apply for Mumbai MHADA Scheme - TATA Capital Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\"},\"datePublished\":\"2023-08-28T22:33:12+00:00\",\"dateModified\":\"2024-07-02T11:19:17+00:00\",\"author\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/5ccf99347b9365e2fa68bd32006d0b4a\"},\"description\":\"Planning to buy a home in mumbai under MHADA scheme? 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