{"id":19899,"date":"2023-08-28T12:19:27","date_gmt":"2023-08-28T12:19:27","guid":{"rendered":"https:\/\/tata-blog.osian.dev\/blog\/?p=15470"},"modified":"2024-10-15T11:17:51","modified_gmt":"2024-10-15T05:47:51","slug":"simple-ways-to-purchase-a-home-under-maharera","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/loan-for-home\/simple-ways-to-purchase-a-home-under-maharera\/","title":{"rendered":"Simple Ways to Purchase a Home under MahaRERA"},"content":{"rendered":"\n

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If you’re looking for a property in Maharashtra, it’s best to opt for a project registered under MahaRERA, a regulatory body designed to protect the interest of home buyers. Want to know why? Read on and find out.<\/p>\n\n\n\n

What is MahaRERA?<\/strong><\/h2>\n\n\n\n

The Indian government passed the Real Estate Regulations Act or RERA<\/a> in 2016 to protect home buyers from the malpractices of unfair builders. Maharashtra was one of the first states to adopt the RERA act, and thus MahaRERA came into existence.<\/p>\n\n\n\n

As a regulatory authority, MahaRERA ensures builders and developers follow the regulations and complete the projects on time, thus safeguarding the interest of home buyers.<\/p>\n\n\n\n

Additional Read:<\/strong> Top Things Everyone Must Know About RERA Act of Maharashtra<\/a><\/p>\n\n\n\n

How does MahaRERA protect homebuyers?<\/strong><\/h2>\n\n\n\n

MahaRERA offers home buyers a high level of transparency, which was previously unheard of in the real estate industry. You can easily access informationabout the MahaRERA registered projects online. From carpet area, amenities, common areas, track record of the developer to project completion date and quality of construction, any information you may require for your potential home is available on the MahaRERA website.<\/p>\n\n\n\n

MahaRERA protects the rights of the buyer in more ways than one. If there is any delay or mismatch in the project details and the actual house, the buyer has the option of withdrawing from the project and claiming a full refund on the advance payment, along with interest and compensation. In terms of advance payment, the builder cannot take more than 10% of the apartment cost as advance payment. If there is any defect found within 5 years, the builder or developer needs to rectify it within 30 days at no extra cost.<\/p>\n\n\n\n

However, that\u2019s not all! If you plan to purchase your home by availing of housing finance, you are more likely to receive a favourable home loan rate for a RERA registered project. Because lenders have higher confidence in RERA registered projects, they usually approve the loan applications faster.<\/p>\n\n\n\n

Purchasing a home under MahaRERA<\/strong><\/h2>\n\n\n\n

To purchase a home under MahaRERA<\/a>, you can visit the MahaRERA website and register yourself as a user. Once logged in, review the ongoing registered projects in your preferred locality. You can check the availability of apartments, updates on project completion, and any other related information. The website also has a list of registered real estate agents you can contact to look at a property before finalising it.<\/p>\n\n\n\n

Additional Read:<\/strong> A Comprehensive Guide for MahaRERA Registration<\/a><\/p>\n\n\n\n

In conclusion<\/h3>\n\n\n\n

MahaRERA offers multiple benefits for purchasing a home in Maharashtra. Take advantage of the act and verify the builder or developer\u2019s credentials before investing in a project. It will protect you from unpleasant experiences and speed up your home loan<\/a> process for a hassle-free property purchase.<\/p>\n\n\n\n

Purchase your MahaRERA approved home with Tata Capital<\/h3>\n\n\n\n

Tata Capital<\/a> offers home financing at competitive home loan interest rates<\/a> starting at just 6.90%. Whether you want easy repayment options, a flexible loan tenure, or high loan eligibility, we offer versatile options and enable you to become a proud homeowner in no time. <\/p>\n\n\n\n

So, why wait? Check out our home loan eligibility<\/a> criteria.<\/p>\n\n\n\n

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Apply For Home Loan<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

If you’re looking for a property in Maharashtra, it’s best to opt for a project registered under MahaRERA. <\/p>\n

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