{"id":24005,"date":"2021-12-20T06:53:40","date_gmt":"2021-12-20T06:53:40","guid":{"rendered":"https:\/\/tata-blog.osian.dev\/blog\/?p=24005"},"modified":"2023-06-20T10:35:21","modified_gmt":"2023-06-20T10:35:21","slug":"why-you-should-go-for-personal-loan-balance-transfer-from-tata-capital","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/personal-use-loan\/why-you-should-go-for-personal-loan-balance-transfer-from-tata-capital\/","title":{"rendered":"Why You Should Go for Personal Loan Balance Transfer from Tata Capital"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Not happy with your current loan conditions? Well, you no longer have to continue being in an unfruitful loan relationship. With a <a href=\"https:\/\/tata-blog.osian.dev\/personal-loan\/balance-transfer.html\">personal loan balance transfer<\/a>, you can now shift your outstanding loan amount to a different loan provider, preferably a lender offering low-interest rates or better terms.<\/p>\n\n\n\n<p>When it comes to getting a loan at favourable terms, your search can end at Tata Capital! What\u2019s more, we offer the balance transfer option as well. Calculate your interest, apply for a loan, and have your loan moved to us within a matter of a few days!<\/p>\n\n\n\n<p>Let\u2019s look at all the benefits you get when you choose Tata Capital as your loan partner.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get additional credit<\/strong><\/h2>\n\n\n\n<p>Financial emergencies strike without notice. In such circumstances, you might face an urgent cash requirement. And if you already have a loan to your name, getting another one may be challenging or time-consuming. In worst cases, you might have to dip into your savings.<\/p>\n\n\n\n<p>Or, you can transfer your loan to Tata Capital. With Tata Capital personal loans, you can avail of the top-up facility, which allows you to add extra funds on top of your current loan amount.<\/p>\n\n\n\n<p>As a result, you won\u2019t have to exhaust your savings, nor would you have to go through the hassle of procuring a second loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Lower interest rates<\/strong><\/h2>\n\n\n\n<p>Can\u2019t keep up with the interest rates offered by your lender? Well, transferring your remaining loan amount to Tata Capital can reduce your interest outgo. With our affordable <a href=\"https:\/\/tata-blog.osian.dev\/personal-loan\/rates-and-charges.html\">personal loan interest rates<\/a>, starting at 10.99%, reduce the repayment burden and save more.<\/p>\n\n\n\n<p style=\"color:#FF0000\"><strong>Additional Read &#8211; <\/strong><a href=\"https:\/\/tata-blog.osian.dev\/blog\/personal-loan\/how-to-apply-for-a-personal-loan-balance-transfer\/\">How to Apply for a Personal Loan Balance Transfer?<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Get a tenure of your choice<\/strong><\/h2>\n\n\n\n<p>Migrating your loan to Tata Capital allows you to renegotiate your loan terms. If you wish to reduce your EMI burden, you can choose a longer tenure. Conversely, if you wish to close the loan early, you can opt for a shorter term. To make an informed choice \u2013 in line with your financial goals \u2013 we recommend using our <a href=\"https:\/\/tata-blog.osian.dev\/personal-loan\/emi-calculator.html\">personal loan EMI calculator<\/a>. This way, you can calculate your potential monthly instalments before transferring your loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Better services<\/strong><\/h2>\n\n\n\n<p>On top of the low-interest rates and flexible tenures, Tata Capital also offers an exceptional after-sales service. Be it any issue; our responsive customer service executives will solve it in a jiffy and ensure you have the peace of mind you deserve.<\/p>\n\n\n\n<p style=\"color:#FF0000\"><strong>Additional Read &#8211; <\/strong><a href=\"https:\/\/tata-blog.osian.dev\/blog\/personal-loan\/top-scenarios-when-personal-loan-balance-transfer-sounds-a-fruitful-option-to-avail\/\">Top Scenarios When Personal Loan Balance Transfer Sounds a Fruitful Option to Avail<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>In Summary<\/strong><\/h3>\n\n\n\n<p>There\u2019s no doubt that a balance transfer can help you get out of the clutches of an unfriendly loan vendor. And with Tata Capital as your new loan partner, you won\u2019t ever have to worry about your loan becoming a burden. Fast application, attractive interest rates, extended loan terms, flexible EMI plans, and easy eligibility \u2013 we offer it all!<\/p>\n\n\n\n<p>Tune in to our website right away to know more about our <a href=\"https:\/\/tata-blog.osian.dev\/personal-loan.html\">personal loan<\/a> transfer!<\/p>\n\n\n\n<div class=\"wp-block-group alignwide\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/tata-blog.osian.dev\/online\/loans\/personal-loans\/apply-now-personal-loan#!\">Apply Now<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Not happy with your current loan conditions? Well, you no longer have to continue being in an unfruitful loan relationship. <\/p>\n<p><a href=\"https:\/\/tata-blog.osian.dev\/blog\/personal-loan\/why-you-should-go-for-personal-loan-balance-transfer-from-tata-capital\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":24006,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-24005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-use-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why You Should Go for Personal Loan Balance Transfer from Tata Capital<\/title>\n<meta name=\"description\" content=\"You may wonder what is balance transfer of loans or why should you go for personal loan balance transfer. Read our blog and find out what is personal loan bt and more.\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why You Should Go for Personal Loan Balance Transfer from Tata Capital\" \/>\n<meta property=\"og:description\" content=\"You may wonder what is balance transfer of loans or why should you go for personal loan balance transfer. Read our blog and find out what is personal loan bt and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/why-you-should-go-for-personal-loan-balance-transfer-from-tata-capital\/\" \/>\n<meta property=\"og:site_name\" content=\"TATA Capital Blog\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-20T06:53:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-20T10:35:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2021\/12\/11-personal-loan-balance-transfer.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"770\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tata Capital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tata Capital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/why-you-should-go-for-personal-loan-balance-transfer-from-tata-capital\/\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/why-you-should-go-for-personal-loan-balance-transfer-from-tata-capital\/\",\"name\":\"Why You Should Go for Personal Loan Balance Transfer from Tata Capital\",\"isPartOf\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\"},\"datePublished\":\"2021-12-20T06:53:40+00:00\",\"dateModified\":\"2023-06-20T10:35:21+00:00\",\"author\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/5ccf99347b9365e2fa68bd32006d0b4a\"},\"description\":\"You may wonder what is balance transfer of loans or why should you go for personal loan balance transfer. 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