{"id":27040,"date":"2023-08-29T02:52:24","date_gmt":"2023-08-29T02:52:24","guid":{"rendered":"https:\/\/tata-blog.osian.dev\/blog\/?p=27040"},"modified":"2024-05-06T17:13:41","modified_gmt":"2024-05-06T11:43:41","slug":"what-are-the-products-available-on-consumer-durable-loan","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/capital-goods-loan\/what-are-the-products-available-on-consumer-durable-loan\/","title":{"rendered":"What Are The Products Available on Consumer Durable Loan?"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Looking to upgrade your gadgets but short on funds? Or need immediate cash to bring home that new refrigerator you\u2019ve had your eyes on? Then consumer durable finance is your go-to solution. Easy to avail, these small loans can help you buy any household goods or item right away and conveniently pay back the borrowed sum over a fixed tenure.&nbsp;<\/p>\n\n\n\n<p>Read on to know about this loan and the products covered under it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is a consumer durable loan?<\/strong><\/h2>\n\n\n\n<p>Consumer durable loans are a type of personal loans that are typically used to purchase household goods and personal gadgets. However, unlike personal loans, they have a shorter loan repayment tenure. Besides, you can avail a <a href=\"https:\/\/tata-blog.osian.dev\/consumer-durable-loan.html\">consumer durable loan<\/a> at lower interest rates if not zero. This makes owning everyday items a lot more accessible.<\/p>\n\n\n\n<p>Now, let\u2019s look at the list of products you can buy using this loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the products available on consumer durable loans?<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>1. Electronic gadgets<\/strong><\/h2>\n\n\n\n<p>Whether it\u2019s for work or entertainment, electronic gadgets have become a necessity like no others; television, smartphone, laptop, tablets, webcams, you name it.<\/p>\n\n\n\n<p>But in times where technology is constantly upgrading, how do you keep up with the upgrades quickly? Especially since electronic devices are usually expensive. But with the help of these loans, you can get yourself any gadget without having to dip into your savings.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>  2. Air conditioner<\/strong><\/h2>\n\n\n\n<p>As the summer season progresses and temperatures soar across the country, air conditioners have become vital to keep cool. If you\u2019ve been meaning to beat the harsh summer heat with a brand-new air conditioner or replace the existing one with a better product, go ahead and shop worry-free with the help of these loans.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>  3. Kitchen and other appliances<\/strong><\/h2>\n\n\n\n<p>All home appliances like washing machines and kitchen essentials like refrigerators, microwave ovens, dishwashers, etc., are considered consumer durables. So, ease your chores by bringing home these electronic helpers with a competitive loan offer.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>  4. Inverters and Generators<\/strong><\/h2>\n\n\n\n<p>We cannot risk even a short power cut. After all, electronic appliances and gadgets need electricity to function properly.&nbsp;<\/p>\n\n\n\n<p>As you work from home, even minor interruptions can cause huge inconvenience. With so much depending on electricity, we need to have a backup. Luckily, you can afford inverters and generators with the assistance of consumer durable finance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>  5. Smartphones<\/strong><\/h2>\n\n\n\n<p>Who knew something as small as the palm of your hand could cost lakhs? Whether you need the latest iPhone or the next in the Samsung Galaxy series, you can take a loan to cover the cost. Besides, if you have a good credit score, you may even get a loan at 0% interest rate.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Final Word<\/strong><\/h2>\n\n\n\n<p>We all aspire for a better lifestyle. But most of the products we desire are expensive.<\/p>\n\n\n\n<p>But worry not! Make your shopping list affordable right away by applying for a loan with Tata Capital. Enjoy no-cost EMIs<strong> <\/strong>on most products<strong>, <\/strong>minimal <a href=\"https:\/\/tata-blog.osian.dev\/\">documentation<\/a>, and quick disbursals among other benefits. Check out our eligibility criteria here.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Looking to upgrade your gadgets but short on funds? Or need immediate cash to bring home that new refrigerator you\u2019ve had your eyes on? Then consumer durable finance is your go-to solution. Easy to avail, these small loans can help you buy any household goods or item right away and conveniently pay back the borrowed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27336,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-27040","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capital-goods-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Are The Products Available on Consumer Durable Loan? | Tata Capital<\/title>\n<meta name=\"description\" content=\"Consumer Durable Loan Is A Financing Solution That Helps Indians Purchase All Household Items &amp; Durable Goods. 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