{"id":4730,"date":"2023-08-28T13:25:54","date_gmt":"2023-08-28T13:25:54","guid":{"rendered":"\/blog\/?p=4730"},"modified":"2025-02-17T14:15:34","modified_gmt":"2025-02-17T08:45:34","slug":"tips-to-help-plan-a-home-renovation","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/","title":{"rendered":"Tips to Help Plan a Home Renovation"},"content":{"rendered":"\n

Everybody wants a beautiful home. But\nthere are chances that the ready to move apartment or house that you have\nbought doesn\u2019t match your taste and style. Sometimes, houses are really old and\nneeds major repairs and renovation. At such times, renovation, refurbishment or\nextension gives the required newness and freshness you wish for.<\/p>\n\n\n\n

Know More<\/a><\/div>\n\n\n\n

House renovation may entail new extensions and constructions within the property, refurbishing the entire bathroom, getting a sleek modular kitchen etc. All this can be done easily with the help of experts, but it requires funds. Breaking your savings is a bad idea. A better option is to take a home renovation loan. Yes, you heard that right, there is a loan called home renovation loan with which you can easily renovate your house without having to worry about funds.<\/p>\n\n\n\n

Does the word \u2018loan\u2019 make you wary? Worrying about collateral? Fret not. A\u00a0home renovation loan\u00a0doesn\u2019t require any collateral. A\u00a0home renovation loan\u00a0is nothing but a\u00a0personal loan\u00a0given for the purpose of renovating a house. So, it is no different from a\u00a0personal loan<\/a>. These days banks and financial institutions are offering\u00a0personal loan for home renovation\u00a0at very low rates so that everyone can afford it. In fact, we at\u00a0Tata Capital\u00a0offer\u00a0home renovation loan\u00a0at as less as 9.6 per cent, which is lower than even\u00a0home renovation loan\u00a0interest rate at any other place. At\u00a0Tata Capital, the home renovation loan is custom made according to your needs. So, if your requirement is small with just minor repair work, you can avail a\u00a0home renovation loan\u00a0of as less as Rs 75,000. If the renovation is bigger and involves high costs, you can avail up to Rs 25 lakh of\u00a0personal loan for home renovation\u00a0at\u00a0Tata Capital.<\/p>\n\n\n\n

Now\nthat you know where to gather your funds from to renovate your property, let\u2019s\ncheck out a few tips to help plan a home renovation:<\/strong><\/p>\n\n\n\n

Don\u2019t underestimate the cost of renovations:<\/strong> The biggest mistake that we often do is underestimate the cost of renovation. But remember, home renovation may actually entail huge costs. For instance, just to renovate an average sized kitchen you may end up spending over Rs 2 lakhs. Similarly, the cost could be a lakh or more for a bathroom. If you are thinking of funding all these from your savings, it\u2019s a bad idea. Keep your savings for a future emergency, and simply take a personal loan for home renovation to make your life simpler. You can pay it off over easy instalments later on.<\/p>\n\n\n\n

Do the leg-work to set a realistic budget:<\/strong> Good things in life doesn\u2019t come easy. If you want to do up your house at a reasonable price, you have to do some preliminary leg work. Get multiple quotes from different contractors. Always opt for a reputed contractor after seeing some of their work. While the work is on, new issues may crop up and you should have enough funds to handle those, that\u2019s why it\u2019s best to take a home renovation loan so that nothing stops because of finances. Before work starts, sit with the contractor and make a realistic budget. Be prepared for costs to shoot up after work starts.<\/p>\n\n\n\n

Answer questions honestly:<\/strong> Are you a hands-on person? If so, you could cut some costs by doing the work yourself. But be honest with yourself: Do you have the time or calibre? If not, then you\u2019ll need to pay someone to do the work. That will mean taking all expenses into account\u2014not just labour and materials, but also permits, as well as additional overhead. Let\u2019s be fair, the people you hire will make a profit. It\u2019s their job. So, don\u2019t worry about costs all the time. Chalk out an honest budget, and apply for a home renovation loan<\/a> accordingly. <\/p>\n\n\n\n

There is no greater peace than living in a house that you can call home. And you can only call it home when it is up to your standard and liking. So, don\u2019t think twice, just log on to the Tata Capital website<\/a>, and apply for a home renovation loan right away.<\/p>\n\n\n\n

Apply Now<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

Everybody wants a beautiful home. But there are chances that the ready to move apartment or house that you have bought doesn\u2019t match your taste and style.<\/p>\n

Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":4731,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-4730","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-repair-loan"],"yoast_head":"\nTips to Help Plan a Home Renovation - TATA Capital Blog<\/title>\n<meta name=\"description\" content=\"Are you planning a home renovation? A Home Renovation Loan can help to enhance your living space, and organize the renovations will help you stay on track. Read more at Tata Capital!\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips to Help Plan a Home Renovation - TATA Capital Blog\" \/>\n<meta property=\"og:description\" content=\"Are you planning a home renovation? A Home Renovation Loan can help to enhance your living space, and organize the renovations will help you stay on track. Read more at Tata Capital!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/\" \/>\n<meta property=\"og:site_name\" content=\"TATA Capital Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-28T13:25:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-17T08:45:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2020\/01\/home-renovation.png\" \/>\n\t<meta property=\"og:image:width\" content=\"770\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tata Capital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tata Capital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/\",\"name\":\"Tips to Help Plan a Home Renovation - TATA Capital Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\"},\"datePublished\":\"2023-08-28T13:25:54+00:00\",\"dateModified\":\"2025-02-17T08:45:34+00:00\",\"author\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/5ccf99347b9365e2fa68bd32006d0b4a\"},\"description\":\"Are you planning a home renovation? A Home Renovation Loan can help to enhance your living space, and organize the renovations will help you stay on track. Read more at Tata Capital!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.tatacapital.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tips to Help Plan a Home Renovation\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#website\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/\",\"name\":\"TATA Capital Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/5ccf99347b9365e2fa68bd32006d0b4a\",\"name\":\"Tata Capital\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/a6a38ea7397ec3ff4a8dc9b854558dbfc2d1c417498effd79c6186d3edf6ae28?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/a6a38ea7397ec3ff4a8dc9b854558dbfc2d1c417498effd79c6186d3edf6ae28?s=96&d=mm&r=g\",\"caption\":\"Tata Capital\"},\"sameAs\":[\"https:\/\/tata-blog.osian.dev\/blog\"],\"url\":\"https:\/\/tata-blog.osian.dev\/blog\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tips to Help Plan a Home Renovation - TATA Capital Blog","description":"Are you planning a home renovation? A Home Renovation Loan can help to enhance your living space, and organize the renovations will help you stay on track. Read more at Tata Capital!","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_US","og_type":"article","og_title":"Tips to Help Plan a Home Renovation - TATA Capital Blog","og_description":"Are you planning a home renovation? A Home Renovation Loan can help to enhance your living space, and organize the renovations will help you stay on track. Read more at Tata Capital!","og_url":"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/","og_site_name":"TATA Capital Blog","article_published_time":"2023-08-28T13:25:54+00:00","article_modified_time":"2025-02-17T08:45:34+00:00","og_image":[{"width":770,"height":400,"url":"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2020\/01\/home-renovation.png","type":"image\/png"}],"author":"Tata Capital","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tata Capital","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/","url":"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/","name":"Tips to Help Plan a Home Renovation - TATA Capital Blog","isPartOf":{"@id":"https:\/\/www.tatacapital.com\/blog\/#website"},"datePublished":"2023-08-28T13:25:54+00:00","dateModified":"2025-02-17T08:45:34+00:00","author":{"@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/5ccf99347b9365e2fa68bd32006d0b4a"},"description":"Are you planning a home renovation? A Home Renovation Loan can help to enhance your living space, and organize the renovations will help you stay on track. Read more at Tata Capital!","breadcrumb":{"@id":"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.tatacapital.com\/blog\/home-repair-loan\/tips-to-help-plan-a-home-renovation\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.tatacapital.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Tips to Help Plan a Home Renovation"}]},{"@type":"WebSite","@id":"https:\/\/www.tatacapital.com\/blog\/#website","url":"https:\/\/www.tatacapital.com\/blog\/","name":"TATA Capital Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.tatacapital.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/5ccf99347b9365e2fa68bd32006d0b4a","name":"Tata Capital","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.tatacapital.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/a6a38ea7397ec3ff4a8dc9b854558dbfc2d1c417498effd79c6186d3edf6ae28?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a6a38ea7397ec3ff4a8dc9b854558dbfc2d1c417498effd79c6186d3edf6ae28?s=96&d=mm&r=g","caption":"Tata Capital"},"sameAs":["https:\/\/tata-blog.osian.dev\/blog"],"url":"https:\/\/tata-blog.osian.dev\/blog\/author\/admin\/"}]}},"featured_image_url":"https:\/\/tata-blog.osian.dev\/blog\/wp-content\/uploads\/2020\/01\/home-renovation.png","_links":{"self":[{"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/posts\/4730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/comments?post=4730"}],"version-history":[{"count":4,"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/posts\/4730\/revisions"}],"predecessor-version":[{"id":47944,"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/posts\/4730\/revisions\/47944"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/media\/4731"}],"wp:attachment":[{"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/media?parent=4730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/categories?post=4730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tata-blog.osian.dev\/blog\/wp-json\/wp\/v2\/tags?post=4730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}