{"id":5020,"date":"2019-03-08T06:38:00","date_gmt":"2019-03-08T06:38:00","guid":{"rendered":"\/blog\/?p=5020"},"modified":"2025-01-29T15:59:11","modified_gmt":"2025-01-29T10:29:11","slug":"popularity-of-rs-1-lakh-personal-loan-among-working-women","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/personal-use-loan\/popularity-of-rs-1-lakh-personal-loan-among-working-women\/","title":{"rendered":"Popularity of Rs 1 Lakh Personal Loan among Working Women"},"content":{"rendered":"\n

These\ndays, a fairly significant portion of women borrowers apply for Rs 1 lac\npersonal loan amount.<\/p>\n\n\n\n

Know More About Personal Loan<\/a><\/div>\n\n\n\n

Though\nthere is not exact proof about the reason for the affinity towards this amount,\nit might be because it\u2019s a round figure and quite a few women these days earn\nmore than that amount every month. So since the loan amount is not much\ncompared to monthly salary, ladies don\u2019t hesitate in taking Rs 1 lac personal\nloan whenever there is a short-term need for money.<\/p>\n\n\n\n

Since\npersonal loans are unsecured that don\u2019t require a collateral, its hassle-free\nto get these loans on basis of applicant\u2019s their credit history and loan\nrepayment capacity. Also, there is full freedom to use the money for whatever\nneed applicant wants.<\/p>\n\n\n\n

Now\nlets see some mathematics related to Rs 1 lac personal loans. EMI of personal\nloans depends factors like loan amount, interest rate and tenure.<\/p>\n\n\n\n

Assuming the applicable personal loan interest rate<\/a> to be 15%, the EMIs are as follows:<\/p>\n\n\n\n

For 1 year, the EMI is Rs 9025.
For 2 years, the EMI is Rs 4848.
For 3 years, the EMI is Rs 3466.
For 4 years, the EMI is Rs 2783.
For 5 years, the EMI is Rs 2379.<\/p>\n\n\n\n

If\nthe rate increases, the EMI too will increase.<\/p>\n\n\n\n

In last decade, personal loan<\/a> have been quite popular and have the maximum share when it comes to number of loans. The most attractive feature of these is that as there is no\u00a0collateral, there is not much need for documentation or physical verification. An ID proof, Income proof, Address proof and age proof of the borrower is all that is required to apply for a personal loan. <\/p>\n\n\n\n

Women find this option far more convenient as its possible to apply, process and get a personal loan for women<\/a> in 100% online mode.<\/p>\n\n\n\n

Apply for Personal Loan<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

These days, a fairly significant portion of women borrowers apply for Rs 1 lac personal loan amount.<\/p>\n

Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":5030,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-5020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-use-loan"],"yoast_head":"\nPopularity of Rs 1 Lakh Personal Loan among Working Women - TATA Capital Blog<\/title>\n<meta name=\"description\" content=\"Read about the popularity of Rs 1 lakh personal loans among working women, offering manageable EMIs, no collateral, and the ease of fully online application.\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Popularity of Rs 1 Lakh Personal Loan among Working Women - TATA Capital Blog\" \/>\n<meta property=\"og:description\" content=\"Read about the popularity of Rs 1 lakh personal loans among working women, offering manageable EMIs, no collateral, and the ease of fully online application.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/popularity-of-rs-1-lakh-personal-loan-among-working-women\/\" \/>\n<meta property=\"og:site_name\" content=\"TATA Capital Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-08T06:38:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-29T10:29:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.tatacapital.com\/blog\/wp-content\/uploads\/2020\/01\/personal-loan-among-working-women.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"770\" \/>\n\t<meta property=\"og:image:height\" content=\"324\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tata Capital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tata Capital\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/popularity-of-rs-1-lakh-personal-loan-among-working-women\/\",\"url\":\"https:\/\/www.tatacapital.com\/blog\/personal-use-loan\/popularity-of-rs-1-lakh-personal-loan-among-working-women\/\",\"name\":\"Popularity of Rs 1 Lakh Personal Loan among Working Women - 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