{"id":5263,"date":"2023-08-28T17:33:10","date_gmt":"2023-08-28T17:33:10","guid":{"rendered":"\/blog\/?p=5263"},"modified":"2024-05-03T15:30:11","modified_gmt":"2024-05-03T10:00:11","slug":"why-tata-capitals-used-car-loan-is-a-great-choice-when-buying-your-first-car","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/loan-for-vehicle\/why-tata-capitals-used-car-loan-is-a-great-choice-when-buying-your-first-car\/","title":{"rendered":"Why Tata Capital\u2019s Used Car Loan is a Great Choice when Buying Your First Car"},"content":{"rendered":"\n<p>Rohit was a car enthusiast. So, the\nfirst thing he wanted after getting a job was a car. But, he had just learnt to\ndrive. So, he decided to buy a used car to first practise his driving skills. Plus,\nhe did not have enough savings. So, he decided to buy the car with a used-car\nloan. He surveyed the market for the best lenders. That is when his friend told\nhim to try Tata Capital\u2019s used car loans. Once he visited the site, Rohit understood\nwhy his friend recommended the lender. He applied for the loan online and got the\nfunds within no time. He then bought himself his first car. <\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/tata-blog.osian.dev\/vehicle-loan\/used-car-loan.html\">Know More About Used Car Loan<\/a><\/div>\n\n\n\n<p>So, what did Rohit find so great about Tata Capital\u2019s used-car loan? Get\nready to find out:<\/p>\n\n\n\n<p><strong>Benefits\nof Tata Capital\u2019s used-car loan<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A high quantum of loan <\/strong><\/li>\n<\/ul>\n\n\n\n<p>Tata Capital\u2019s used-car loan provides up to 90% of the\ncar\u2019s value. This is the highest loan value you can get to buy a used car. The\ndown payment can be as low as 10% of the car\u2019s value. This makes it much more\naffordable for people with a small budget. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A good repayment tenure and low interest rates<\/strong><\/li>\n<\/ul>\n\n\n\n<p>The repayment tenure is as high as five years. You can\npay off the loan in affordable Equated Monthly Instalments (EMIs). Moreover,\nthe rate of interest is competitive and low. This ensures lower EMI payments that\ncould be easy on your pocket. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The repayment schedule is flexible <\/strong><\/li>\n<\/ul>\n\n\n\n<p>Tata Capital provides flexible repayment facilities, too.\nThese include the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Step-up\nEMIs: You can increase the EMIs over the repayment tenure<\/li>\n\n\n\n<li>Step-down\nEMIs: The EMIs decrease over time<\/li>\n\n\n\n<li>Bullet\npayments: You can pre-pay your EMIs in parts at periodic intervals<\/li>\n\n\n\n<li>Ballooning\noption: You can pay lower EMIs during the tenure of the plan. On its completion,\nyou can pay a larger EMI to finish it off.<\/li>\n<\/ul>\n\n\n\n<p>Thus, you can choose the EMI option according to your\nchoice and affordability. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>You can find your car on the website <\/strong><\/li>\n<\/ul>\n\n\n\n<p>Tata Capital\u2019s online website has tie-ups with more\nthan 2,000 dealers across India. You can find your car on the website, too.\nMoreover, Tata Capital has partnered with Mahindra First Choice. This allows you\nspecial benefits when you choose a car online. Do you want a hatchback, a\nsedan, an SUV, or a luxury car? You can find your choice listed online. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>A convenient loan application and disbursal process<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Tata Capital\u2019s online website allows you to apply for\nthe loan online. The turn-around time of the loan is quick and fast. The loan\nprocessing is simple and convenient. You can also get the funds quickly. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Facility of EMI computation <\/strong><\/li>\n<\/ul>\n\n\n\n<p>What is the best part about availing a used-car loan\nfrom Tata Capital? You can compute your EMIs beforehand. You can also adjust\nthe loan repayment tenure, the loan quantum, or the mode of EMI repayment and\nget your results accordingly. Choose the EMI that suits your affordability and\nneeds.<\/p>\n\n\n\n<p><strong>In a nutshell<\/strong> <\/p>\n\n\n\n<p>Tata Capital\u2019s used-car loan is a great choice if you are planning to buy a used car. It offers various benefits and innovative features. It provides a high quantum of loan, low interest rates, a quick disbursal process, and flexible EMI options. What more can you ask for? Thanks to his friend\u2019s advice, Rohit found the best <a href=\"https:\/\/tata-blog.osian.dev\/vehicle-loan\/used-car-loan.html\" title=\"Tata Capital Used Car Loan\">used-car loan<\/a> for himself. He used the loan to buy his first car. What about you?<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/tata-blog.osian.dev\/vehicle-loan\/used-car-loan\/apply-now-used-car-loan.html\">Apply Now<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Rohit was a car enthusiast. So, the first thing he wanted after getting a job was a car. But, he had just learnt to drive.<\/p>\n<p><a href=\"https:\/\/tata-blog.osian.dev\/blog\/vehicle-loan\/why-tata-capitals-used-car-loan-is-a-great-choice-when-buying-your-first-car\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":5264,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-5263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-for-vehicle"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Tata Capital\u2019s Used Car Loan is a Great Choice when Buying Your First Car - TATA Capital Blog<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Tata Capital\u2019s Used Car Loan is a Great Choice when Buying Your First Car - TATA Capital Blog\" \/>\n<meta property=\"og:description\" content=\"Rohit was a car enthusiast. 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