{"id":5872,"date":"2019-03-21T08:57:00","date_gmt":"2019-03-21T08:57:00","guid":{"rendered":"\/blog\/?p=5872"},"modified":"2023-12-21T15:36:20","modified_gmt":"2023-12-21T10:06:20","slug":"personal-loans-can-change-and-save-lives","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/personal-use-loan\/personal-loans-can-change-and-save-lives\/","title":{"rendered":"Personal Loans can Change and Save Lives!"},"content":{"rendered":"\n<p>We constantly hear how a&nbsp;personal loan&nbsp;is a great way to handle unexpected cash needs. Instead of breaking fixed deposits, taking a personal loan&nbsp;many a times, is a far better option to address a cash crunch situation. At&nbsp;<a href=\"https:\/\/tata-blog.osian.dev\/\" target=\"_blank\" rel=\"noopener noreferrer\">Tata Capital<\/a>, we disburse personal loans&nbsp;at reasonable interest rates so&nbsp;personal loan repayment&nbsp;does not become a hassle for the borrower. You too can, in fact, apply for&nbsp;personal loan&nbsp;online, via the&nbsp;Tata Capital&nbsp;website. The documentation is also hassle-free, and there are plenty of happy customers, who will vouch for it. <\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/tata-blog.osian.dev\/personal-loan.html\">Know More About Personal Loan<\/a><\/div>\n\n\n\n<p>While all this sounds good, you would\nalways want to see a success story to believe it, right. So we spoke to some of\nour existing customers to tell us how a personal loan has helped them in the\ntime of need. <\/p>\n\n\n\n<p><strong>Case 1:&nbsp;<\/strong>Prakash has been working in an IT\ncompany, has been married to an amazing person (his words, not ours) for the\npast ten years. With two kids and parents\nto look after, Prakash is left with very little to spare over luxuries. But for\ntheir 10th anniversary, his wife just had one wish &#8211; she wanted to go on a\nholiday to Bali. Prakash chalked out an itinerary, but to his horror, plane\ntickets, plus hotel accommodation and other expenses for four people came to an\namount larger than he had anticipated, which was impossible for Prakash to\nshell out from his monthly salary. <\/p>\n\n\n\n<p>He had two fixed deposits but breaking them for the sake of a holiday was not a wise idea. Additionally, he had some cash lying in the bank for sudden emergencies, so that couldn&#8217;t have been touched either. That&#8217;s when Prakash&#8217;s friend told him to take a&nbsp;personal loan&nbsp;in form of a travel loan. Meanwhile, the anniversary date was nearing. A decision had to be taken. Finally, Prakash decided to&nbsp;<a href=\"https:\/\/tatacapital.com\/online\/loans\/personal-loans\/apply-now-personal-loan#!\" target=\"_blank\" title=\"Apply for a Personal Loan Online\" rel=\"noopener noreferrer\">apply for a personal loan<\/a>&nbsp;from&nbsp;Tata Capital. <\/p>\n\n\n\n<p>At just 11.25 per cent, the&nbsp;personal loan&nbsp;did not create a dent in Prakash\u2019s pocket. Besides, there was no hurry for the personal loan repayment. Prakash chose a tenure of 72 months to pay off his&nbsp;personal loan. It&#8217;s been a year since that now. <\/p>\n\n\n\n<p>Prakash and his family had a gala time at Bali, staying in the best of resorts, and eating delectable cuisines. They didn&#8217;t have to worry about expenses because they were backed by a&nbsp;personal loan&nbsp;that was more than enough to fund their vacation. Prakash has ever since been paying an EMI as&nbsp;personal loan repayment, and it isn&#8217;t even pinching his pocket. This way Prakash fulfilled his wife&#8217;s wishes without being overburdened. <\/p>\n\n\n\n<p>Good to see love stories that do have\na happy ending.<\/p>\n\n\n\n<p><strong>Case 2:&nbsp;<\/strong>Nitin was in his 40s, and his source of income was from his own small business.\nLife is anything but predictable and one night this proved to be true when his\nfather suffered a heart attack. He was rushed to the hospital and treated over two days. He was discharged on the third\nday but doctors said that surgery needs\nto be done without wasting much time. <\/p>\n\n\n\n<p>The hospital authorities gave a rough\nestimate of about Rs 10 lakh for the surgery. Nitin, didn\u2019t know how he would\ngather so much money. Unfortunately, he had not even taken medical insurance so he would have had to cough\nup the entire money from his pocket. His father suggested he break his only\nfixed deposit. But Nitin felt guilty to do that. As a son, he ought to do more,\nhe felt.<\/p>\n\n\n\n<p>Nitin ran from pillar to post and applied for a&nbsp;personal loan&nbsp;in a bank. But his application was rejected for no valid reason. That&#8217;s when his maternal uncle told him about&nbsp;Tata Capital. Nitin decided to&nbsp;apply for a <a href=\"https:\/\/tata-blog.osian.dev\/personal-loan.html\" target=\"_blank\" rel=\"noopener noreferrer\">personal loan<\/a>&nbsp;on the Tata Capital&nbsp;website. <\/p>\n\n\n\n<p>He was running short of time so things had to be done quickly. He was surprised how quickly his personal loan request was instantly approved and disbursed with minimum documentation. On the sixth day, Nitin admitted his father to the hospital, and the surgery was done the very next day. Nitin&#8217;s father is hale and hearty now. And Nitin is a happy man. The&nbsp;personal loan&nbsp;saved his father&#8217;s life, and Nitin can&#8217;t be happier. He is gradually making the&nbsp;personal loan repayment&nbsp;over easy EMIs, and it isn&#8217;t a pinching his pocket as much as thought.  <\/p>\n\n\n\n<p>The above two cases show us how crucial it is at times to take a&nbsp;personal loan&nbsp;that can not only save your family from medical emergencies but can also fulfill their small and big wishes. After all, you only live once.<\/p>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/tata-blog.osian.dev\/online\/loans\/personal-loans\/apply-now-personal-loan#!\">Apply for Personal Loan Now<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>We constantly hear how a personal loan is a great way to handle unexpected cash needs. <\/p>\n<p><a href=\"https:\/\/tata-blog.osian.dev\/blog\/personal-loan\/personal-loans-can-change-and-save-lives\/\">Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":5874,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[24],"tags":[],"class_list":["post-5872","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-use-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Loans can Change and Save Lives! - TATA Capital Blog<\/title>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Loans can Change and Save Lives! - TATA Capital Blog\" \/>\n<meta property=\"og:description\" content=\"We constantly hear how a personal loan is a great way to handle unexpected cash needs. 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