{"id":7608,"date":"2023-08-28T16:27:43","date_gmt":"2023-08-28T16:27:43","guid":{"rendered":"\/blog\/?p=7608"},"modified":"2024-09-06T11:55:51","modified_gmt":"2024-09-06T06:25:51","slug":"how-to-do-registration-of-a-new-house","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/loan-for-home\/how-to-do-registration-of-a-new-house\/","title":{"rendered":"How to do Registration of a New House?"},"content":{"rendered":"\n

Under Section 17 of the Registration Act, all transactions\npertaining to immovable properties whose value exceeds Rs. 100 have to be\nlawfully registered. Since no houses can be practically bought under Rs. 100, it\nis mandatory to register your new house. This registration, though, can be a\ncomplicated procedure involving a good deal of legalities that most people may find\ncumbersome. To assist you, we present a detailed guide to registering your new\nhouse.<\/p>\n\n\n\n

Steps To Follow<\/strong><\/h2>\n\n\n\n

Step 1: Make sure you have a proof of identity with you. Your Aadhar\ncard or PAN card will work for this purpose.<\/p>\n\n\n\n

Step 2: Find out the circle rate<\/a> of the area your new house is located in. The circle rate is the minimum amount at which a real estate asset has to be registered. Compare the circle rate with the actual market rate of your house.<\/p>\n\n\n\n

Step 3: Buy non-judicial stamp papers of the higher rate between the\ntwo.<\/p>\n\n\n\n

Step 4: Pay the stamp duty to the Collector of Stamps in your area\nand get the deed typed up on the stamp papers by your attorney.<\/p>\n\n\n\n

Step 5: Visit the Sub-Registrar’s Office with the builder or other\ntransacting party along with two witnesses. Carry passport-size photographs,\nAadhar or PAN card, an original copy of the deed, and 2 photocopies along with\nyou.<\/p>\n\n\n\n

Step 6: Pay the registration fee, which is typically 1% of the stamp\nduty. After registering the deed, you will be given a receipt. Keep this\nreceipt safely.<\/p>\n\n\n\n

Step 7: 2-7 days after the registration of the deed, you can go back\nto the Sub-Registrar’s Office to take the sale deed. Make sure to carry the\nreceipt with you.<\/p>\n\n\n\n

Step 8: Get the sale deed verified using the registry details from\nthe Sub-Registrar’s Office.<\/p>\n\n\n\n

Additional Read:<\/strong> What is a Stamp Duty? How to Calculate Stamp Duty Online?<\/a> <\/p>\n\n\n\n

What Should I Keep in Mind?<\/strong><\/h2>\n\n\n\n

Remember that unless you get your house registered, you will not be\nconsidered the legal owner of your house. In any future disputes, the\nSub-Registrar’s Office will not have a copy of your deed and thus will not be\nable to help you.<\/p>\n\n\n\n

If you do not register your deed before 4 months from its date of execution, you can ask the Sub-Registrar to entertain your request, but you may have to pay up to 10 times the original registration fee as a fine. Apart from the hefty price tag that comes a house purchase, the costs of stamp duty and registration fee can add up to leave a hole in your pocket. If you\u2019re looking to buy the property of your dreams, don\u2019t let finances come in the way. Consider applying for a Tata Capital housing loan to finance your purchase in quick and easy steps. Tata Capital’s home loan<\/a> feature the most flexible home loan eligibility<\/a> criteria and repayment options along with low home loan interest rates<\/a> starting at just 9.25%. For attractive housing finance options, apply for a home loan with Tata Capital<\/a> today. <\/p>\n\n\n\n

Additional Read:<\/strong> Hidden and Additional Costs Involved While Buying a New House <\/a> <\/p>\n\n\n\n

Apply For Home Loan<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

Under Section 17 of the Registration Act, all transactions pertaining to immovable properties whose value exceeds Rs. 100 have to be lawfully registered. <\/p>\n

Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":7609,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-7608","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-for-home"],"yoast_head":"\nHow to Do New House Registration in India? - Tata Capital Blog<\/title>\n<meta name=\"description\" content=\"While Registering for a new house a lot of legal paperwork is needed. Here\u2019s a step by step guide for New House Registration in India. 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