{"id":7621,"date":"2023-08-28T22:18:32","date_gmt":"2023-08-28T22:18:32","guid":{"rendered":"\/blog\/?p=7621"},"modified":"2025-01-29T16:06:45","modified_gmt":"2025-01-29T10:36:45","slug":"what-is-a-stamp-duty-how-to-calculate-stamp-duty-online","status":"publish","type":"post","link":"https:\/\/tata-blog.osian.dev\/blog\/loan-for-home\/what-is-a-stamp-duty-how-to-calculate-stamp-duty-online\/","title":{"rendered":"What is a Stamp Duty? How to Calculate Stamp Duty Online?"},"content":{"rendered":"\n

<\/p>\n\n\n\n

When you are buying a new house, there are some unexpected additional expenses that you have to take care of. Stamp Duty is one of those expenses. Usually, this is a cost you might end up overlooking, but you have to know how to take care of it when the time comes.<\/p>\n\n\n\n

What is Stamp Duty?<\/strong><\/p>\n\n\n\n

Stamp Duty, simply put, is a tax levied on any immovable property having a value of over Rs. 100 that is registered, in accordance with Section 3 of the Indian Stamp Duty Act, 1899. This tax is paid after your sale deed is processed, apart from the stamp duty you have to pay when you take out a <\/strong>housing loan.<\/p>\n\n\n\n

What is the Rate of Stamp Duty?<\/strong><\/p>\n\n\n\n

The rate of stamp duty varies between 4-10% of\nthe total cost of your house in general. This is coupled with the registration\nfee as well, which is 1% of the stamp duty. For women, stamp duty rates are\nlowered in many states in order to encourage ownership of property amongst\nthem. In Delhi, for example, women only have to pay 4% stamp duty instead of\nthe normal 6%.<\/p>\n\n\n\n

You can pay stamp duty online as well instead\nof going to the Collector of Stamps, but only in a few states like Maharashtra\nwhich have initiated this measure to simplify buying a house.<\/p>\n\n\n\n

What Precautions Should I Take?<\/strong><\/p>\n\n\n\n

If you fail to pay the complete stamp duty on\ntime, you will have to pay a fine of 2% on the outstanding amount every month,\ngoing up to 200% of the original amount.<\/p>\n\n\n\n

Also, if you end up getting into a dispute\nregarding your house in the future, you will not be able to receive proper\nlegal aid since it is the stamp duty documents that act as concrete proof that\nyou legally own your property. It will also be difficult for you to sell your\nproperty in the future since you will not be a complete legal owner of it.<\/p>\n\n\n\n

How Can I Calculate Stamp Duty Online?<\/strong><\/p>\n\n\n\n

Calculating stamp duty online is a simple\nprocess – a simple Google search will yield many websites that can do this for\nyou.<\/p>\n\n\n\n

One of these websites is Legal Service India\n(www.legalserviceindia.in) where you simply need to enter the total value of\nyour property and the state it is in and click submit.<\/p>\n\n\n\n

You can also contact agents at Tata Capital housing finance loans to assist you with this calculation or simply use our online stamp duty calculator<\/a>.<\/p>\n\n\n\n

When you buy a house, avoid going broke because of extra expenses like stamp duty – apply for a Tata Capital home loan<\/a>. Tata Capital’s home loans feature the most flexible home loan eligibility<\/a> criteria along with low home loan interest rates<\/a> starting at 9.25%. In addition to all this, Tata Capital<\/a> offers you multiple options when it comes to repayment of your loan, ensuring that you will not have to lose sleep over it. With a maximum loan amount of Rs. 5 crores, the benefits are endless when you apply for a housing loan with Tata Capital.<\/p>\n\n\n\n

Apply For Home Loan<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

When you are buying a new house, there are some unexpected additional expenses that you have to take care of. <\/p>\n

Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":7622,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-7621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-for-home"],"yoast_head":"\nWhat is a Stamp Duty? How to Calculate Stamp Duty Online? - TATA Capital Blog<\/title>\n<meta name=\"description\" content=\"Know what stamp duty is, how to calculate it, and the importance of paying it on time when buying a property. Get details on online payment options and rates.\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a Stamp Duty? 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