Get the Tata Capital App to apply for Loans & manage your account. Download Now
Personal loan starting
@ 10.99% p.a
All you need to know
Personal loan for all your needs
Calculator
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Home Loan with instant approval starting
@ 7.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Register as a Selling Agent. Join our Loan Mitra Program
Check Your Credit Score
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Calculators
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know More
Explore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Avail Loan Against Property up to ₹ 10 Crores
All you need to know
Loans for all your needs
Calculators
Get Education Loan up to Rs. 2 crores
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
Digital financial solutions to aid your growth
Most popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Term Loans up to Rs. 1 Crore
Avail Digital Equipment Loans
up to Rs. 1 Crore
Avail Leasing solutions
for all asset classes
Ensure your business’ operational effeciency with ease
Most Popular products
Commercial Vehicle Leasing
A personal finance app, your one-stop shop for comprehensive financial needs - SIP, Mutual Funds, Loans, Insurance, Credit Cards and many more
Calculators
All you need to know
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Offers & Updates
Sign in to unlock
special offers!
You are signed in to unlock special offers!
Tata Capital > Blog > Step-by-Step Guide to Build Your Home in Bangalore
Pleasant weather, reasonable cost of living, and diverse city culture are a few reasons why many choose to settle down in Bangalore. If you also wish to build your home in India’s ‘Garden City’ but don’t know where to start, you’re not alone!
Here is a step-by-step guide to buying a property for building a home in the vibrant city of Bangalore.
The budget estimation will financially prepare you for your home construction. While making a budget, include every possible expense you may encounter, so there are fewer surprises. In case you plan to take a home loan, begin the borrowing process early.
Consider the material cost, contractor’s fee, government approvals fees, etc. Also, when purchasing a plot to build your home, incorporate the registration fee and the broker fee in your budget. Lastly, keep aside some budget as a buffer for unforeseen circumstances.
Bangalore offers a wide variety of plots you can choose from. But before you zero in on the land, ensure the property has ‘Khata’ certificates. Khata certificates are documents for your plot sanctioned by the municipal authority. They are crucial to getting approvals for constructing your home in Bangalore.
After you receive the document, you must conduct a soil test to check if the plot is suitable for construction. These things will ensure the process goes smoothly.
Additional Read: Top Places to Buy House in Bengaluru
Take some time to find a quality builder after buying property in Bangalore. To do so, you can run a check for their credentials and certificates. You can also consult their previous clients. If possible, visit the properties they have built before. If you plan to be your own builder, make sure you do the same with your subcontractors and vendors.
Additional Read: Best Godrej Housing Projects in Bangalore
Before you begin construction, you need to have your plan layout approved by the authorities. You will also need approvals for construction, the temporary electricity and water lines, hiring contract staff, etc. Getting the approvals may take some time, but it is better to wait and follow proper procedure than risk halting the project midway.
Every stage of your home’s construction requires a quality check to proceed to the next one. Whether you are laying the foundation, erecting the beams, applying the concrete, or connecting the power and water lines, monitor the site regularly. Talk to your contractors or sub-contractors, so they work as per schedule. Monitor the quality of the materials being used and the expenses. Following these steps will help you reach your goal faster.
As you can see, building a home requires patience and persistence. Regardless, you can ensure a smooth and hassle-free home building experience by following our step-wise guidelines.
We at Tata Capital understand the hard work and endurance that goes into building a home for your family. To help you achieve your goal, we offer home loan in Bangalore at home loan interest rates starting at just 6.70%. We provide loans of up to Rs. 5 crores.
your eligibility criteria for home loan on our website.
Say Hello to Your New Home with Our Easy Home Loans!
Apply now
Home Loan Balance Transfer – Benefits and Factors to Consider
Difference Between Home Extension Loan And Home Loan Extension
Everything You Need To Know About Processing Fees For Home Loan
What is the difference between a Villa, Bungalow, and Duplex apartment?
Pros and Cons: Higher Floor vs Lower Floor living – Which is better?