Get the Tata Capital App to apply for Loans & manage your account. Download Now
Personal loan starting
@ 10.99% p.a
All you need to know
Personal loan for all your needs
Calculator
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Home Loan with instant approval starting
@ 7.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Register as a Selling Agent. Join our Loan Mitra Program
Check Your Credit Score
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Calculators
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know More
Explore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Avail Loan Against Property up to ₹ 10 Crores
All you need to know
Loans for all your needs
Calculators
Get Education Loan up to Rs. 2 crores
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
Digital financial solutions to aid your growth
Most popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Term Loans up to Rs. 1 Crore
Avail Digital Equipment Loans
up to Rs. 1 Crore
Avail Leasing solutions
for all asset classes
Ensure your business’ operational effeciency with ease
Most Popular products
Commercial Vehicle Leasing
A personal finance app, your one-stop shop for comprehensive financial needs - SIP, Mutual Funds, Loans, Insurance, Credit Cards and many more
Calculators
All you need to know
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Offers & Updates
Sign in to unlock
special offers!
You are signed in to unlock special offers!
Tata Capital > Blog > Why You Should Go for Personal Loan Balance Transfer from Tata Capital
Not happy with your current loan conditions? Well, you no longer have to continue being in an unfruitful loan relationship. With a personal loan balance transfer, you can now shift your outstanding loan amount to a different loan provider, preferably a lender offering low-interest rates or better terms.
When it comes to getting a loan at favourable terms, your search can end at Tata Capital! What’s more, we offer the balance transfer option as well. Calculate your interest, apply for a loan, and have your loan moved to us within a matter of a few days!
Let’s look at all the benefits you get when you choose Tata Capital as your loan partner.
Financial emergencies strike without notice. In such circumstances, you might face an urgent cash requirement. And if you already have a loan to your name, getting another one may be challenging or time-consuming. In worst cases, you might have to dip into your savings.
Or, you can transfer your loan to Tata Capital. With Tata Capital personal loans, you can avail of the top-up facility, which allows you to add extra funds on top of your current loan amount.
As a result, you won’t have to exhaust your savings, nor would you have to go through the hassle of procuring a second loan.
Can’t keep up with the interest rates offered by your lender? Well, transferring your remaining loan amount to Tata Capital can reduce your interest outgo. With our affordable personal loan interest rates, starting at 10.99%, reduce the repayment burden and save more.
Additional Read – How to Apply for a Personal Loan Balance Transfer?
Migrating your loan to Tata Capital allows you to renegotiate your loan terms. If you wish to reduce your EMI burden, you can choose a longer tenure. Conversely, if you wish to close the loan early, you can opt for a shorter term. To make an informed choice – in line with your financial goals – we recommend using our personal loan EMI calculator. This way, you can calculate your potential monthly instalments before transferring your loan.
On top of the low-interest rates and flexible tenures, Tata Capital also offers an exceptional after-sales service. Be it any issue; our responsive customer service executives will solve it in a jiffy and ensure you have the peace of mind you deserve.
Additional Read – Top Scenarios When Personal Loan Balance Transfer Sounds a Fruitful Option to Avail
There’s no doubt that a balance transfer can help you get out of the clutches of an unfriendly loan vendor. And with Tata Capital as your new loan partner, you won’t ever have to worry about your loan becoming a burden. Fast application, attractive interest rates, extended loan terms, flexible EMI plans, and easy eligibility – we offer it all!
Tune in to our website right away to know more about our personal loan transfer!
Get an Instant Personal Loan for all your needs !
Apply now