Get the Tata Capital App to apply for Loans & manage your account. Download Now
Personal loan starting
@ 10.99% p.a
All you need to know
Personal loan for all your needs
Calculator
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Home Loan with instant approval starting
@ 7.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Register as a Selling Agent. Join our Loan Mitra Program
Check Your Credit Score
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Calculators
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know More
Explore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Avail Loan Against Property up to ₹ 10 Crores
All you need to know
Loans for all your needs
Calculators
Get Education Loan up to Rs. 2 crores
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
Digital financial solutions to aid your growth
Most popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Term Loans up to Rs. 1 Crore
Avail Digital Equipment Loans
up to Rs. 1 Crore
Avail Leasing solutions
for all asset classes
Ensure your business’ operational effeciency with ease
Most Popular products
Commercial Vehicle Leasing
A personal finance app, your one-stop shop for comprehensive financial needs - SIP, Mutual Funds, Loans, Insurance, Credit Cards and many more
Calculators
All you need to know
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Offers & Updates
Sign in to unlock
special offers!
You are signed in to unlock special offers!
Tata Capital > Blog > Consider These Things While Purchasing a Used SUV Car
So, you’re looking for an SUV to drive on extreme off-roading adventures, long road trips, and to just navigate the chaos that is the Indian traffic scene. However, a new car isn’t something to take lightly, especially when your budget does not agree with you? That’s when you buy a used car. With a used car loan, you can buy a second-hand car with ease, and own your dream SUV. Here are some things to ask yourself before you go ahead.
Why do you want this car?
The most important thing to do before buying a second-hand car is really thinking about why you want it in the first place. If it’s just for travelling in the city, you might want to consider a car more suited to stop-and-go traffic. If it’s a long road trip vehicle, you’d think about the mileage. Defining the purpose of your SUV brings you one step closer to finding your perfect car.
How much can you spend on it?
Your budget is your holy grail throughout this process. After all, affordability may be one of the main reasons why you’re exploring second-hand cars in the first place. The trick is to truly understand your budget. It should cover not just the car itself, but any potential repairs and inspection costs.
Can I ask for a test drive?
You can definitely ask to test drive the car, and you should! With a used car, the exterior may be flawless, but you won’t really know how great the car is till you drive it. Take it downhill, on highways, make sure you have a complete picture as suited to your needs.
What should I know about the car?
Do plenty of research on the car. Find out all you can about the model, read expert opinions and make sure you really know what your SUV is supposed to be like. It’ll help you make an informed choice and will definitely help you negotiate on a price.
Is warranty important?
It’s important to make sure the car you’re buying is certified. A warranty gives you either the manufacturers, or a third-party guarantee that the car you’re about to buy is in the promised condition. You don’t want to be stuck with a car that breaks down 24 hours after you’ve purchased it. Be informed, and make sure your SUV is certified!
Should I get my own inspection?
You should definitely insist on getting the car inspected by a trustworthy expert. There are some things you won’t be able to pick on your own. Check for mismatched body-work, engine resistance, tyre wear, and tear, and definitely ask for service history! There’s a chance your dealer may have not had a thorough check done. Know what you’re paying for.
The most important part is not to fall in love with a car until it’s yours! Be prepared for disappointment; sometimes a car won’t pass muster after an in-depth check. Stick to your budget, as there’s plenty of used car finance like second-hand car loans to help you out. Tata Capital offers loans for used car at an affordable interest rate, starting at just 12.5%. So, what are you waiting for? Get your SUV with a used car loan from Tata Capital today!
Your Smooth Ride Awaits: Take a Quick and Easy Vehicle Loans!
Apply now