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Tata Capital > Blog > Loan for Vehicle > Need a Bike to Commute to Work? Here are the Top Options
Commuting can be an exhausting task, more so if you are using public transport every day. Overcrowded buses, trains and refusing auto and taxi drivers can squish the morale of any commuter who is rushing to work. We understand your plight.
However, thanks to easy to avail personal loans, used car loans and two-wheeler loans, this scenario is now changing. Many professionals are now choosing to commute to work on two-wheelers as they not only save time but also end up being cost-efficient for them.
If you too are looking for a two-wheeler that can help you commute to work in a much faster way, we present to you some of the best options:
1. Hero Splendor Plus –
After the legendary CD 100, Hero introduced the first Splendor in the early 1990s. Splendor, the popular commuter motorcycle, is available in different avatars, one of which is the Splendor Plus. With an engine of 97 cc, this neat machine packs a punch but is light on your pocket. It is said to give a fuel mileage of 65-80 kms per litre depending on road conditions and driving style. The Hero Splendor Plus comes in nine colours including Candy Red, High Granite Blue and Black with Purple Red. The popular bike retails at Rs 49,060 ex-showroom. If you take this on a two wheeler loan from NBFCs like Tata Capital, this means you pay an EMI as low as Rs 1600 for 36 months at an attractive interest rate of 10.75%. If this suits your budget, you can apply for a two-wheeler loan from Tata Capital by clicking here.
2. Bajaj Platina –
The Bajaj Platina comes from the house of Humara Bajaj. Like the original scooter, this motorcycle is a basic no frills motorcycle. It is targeted at consumers who are looking for a hassle-free experience. This is a commuter motorcycle in its original avatar. It has been given a reworked suspension to offer a more comfortable ride in its Comfortec version. The Bajaj Platina, which comes in two colours, has a modest engine of 99 cc that is known to beat the Splendor in the mileage department sometimes (i.e. above 70 kmpl and up to 90 kmpl). The bike’s kickstart ABS version comes for Rs 40,500 ex-showroom. With a two wheeler loan, you own the Bajaj Platina without too many hassles. Know how to apply for a two wheeler loan and the fine print on financial institutes like Tata Capital, visit their website.
3. TVS Star City Plus –
The ‘Plus’ in this motorcycle tells you that it offers something extra compared to the successful but discontinued TVS Star City. The 109 cc engine-powered motorcycle is known from delivering good mileage of 60-70 kmpl and up to 80 kmpl even. The model is even available with the option of an electric starter, which is preferred by many. The bike comes equipped with alloy wheels as standard, adjustable rear shock absorbers, among other features. Do remember the design upgrades on this bike have been inspired by the TVS Phoenix. The TVS Star City Plus is available in eleven colour combinations. You, too, can own, a TVS Star City plus by availing a two wheeler loan. However, before you apply, make sure you check your two-wheeler loan eligibility by understanding your eligibility criteria.
4. Hero Glamour / Bajaj Pulsar –
Both the Hero Glamour and Bajaj Pulsar are not exactly budget bikes. The Glamour costs Rs 58,000 while the Pulsar costs Rs 65,000. With engine sizes of 125 cc (Glamour) and 150 cc (Pulsar), these are heavier bikes than the others mentioned in the list. But, both the bikes are comparatively good to look with extra features and benefits. With mileage in the 40-50 kmpl zone, these bikes still give good fuel economy. Unlike basic commuter bikes, both Hero Glamour and Bajaj Pulsar give more value in the form of the increased feature list, and more contemporary styling. The disc-drum brakes offer more safety too. These bikes are for those who are looking for something more than just regular commuting and motorcycles that are pleasant to look at. You can avail a two wheeler loan from NBFCs like Tata Capital and pay Rs 2100 EMI for the Pulsar for 36 months, while the Glamour EMI will be about Rs 1900 based on ex-showroom prices.
If the thought of owning a two-wheeler makes you happy and your commute to work easy, why not buy one with a two wheeler loan. You can now apply for a two wheeler loan online and buy yourself some peace of mind from travelling.
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