Get the Tata Capital App to apply for Loans & manage your account. Download Now
Personal loan starting
@ 10.99% p.a
All you need to know
Personal loan for all your needs
Calculator
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Home Loan with instant approval starting
@ 7.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Register as a Selling Agent. Join our Loan Mitra Program
Check Your Credit Score
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Calculators
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know More
Explore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Avail Loan Against Property up to ₹ 10 Crores
All you need to know
Loans for all your needs
Calculators
Get Education Loan up to Rs. 2 crores
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
All you need to know
Calculators
Want To Know More?
Digital financial solutions to aid your growth
Most popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Term Loans up to Rs. 1 Crore
Avail Digital Equipment Loans
up to Rs. 1 Crore
Avail Leasing solutions
for all asset classes
Ensure your business’ operational effeciency with ease
Most Popular products
Commercial Vehicle Leasing
A personal finance app, your one-stop shop for comprehensive financial needs - SIP, Mutual Funds, Loans, Insurance, Credit Cards and many more
Calculators
All you need to know
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Offers & Updates
Sign in to unlock
special offers!
You are signed in to unlock special offers!
Tata Capital > Blog > Loan for Vehicle > Things You Should Know About BS6 Emission Norms
The Indian automotive industry has witnessed a significant change since India decided to fully adopt the stricter Bharat Stage 6 or BS6 emission norms. This transition is being termed as the most significant technological leap that the country’s automotive industry has taken towards cleaner air.
Let us get to know what is Bharat Stage 6 norm in detail.
What Is Bharat Stage 6?
Bharat stage emission standards were introduced by the Indian Government to regulate air pollutants exhausted by vehicles’ internal combustion engines. The Bharat Stage 6 (BS6) norms are the sixth step in this ongoing vehicular emission series that was brought in to curb the rising levels of air pollution. As per the Bharat stage emission standards, all new vehicles manufactured after the implementation of these norms have to be compliant with it.
The BS6 is meant to be a stricter norm with stringent emission rules, to push India to curb its ever-rising air pollution problem. With the BS6 emission norm coming into effect, India will stand equivalent with developed countries and their advanced automobile markets in terms of CO2 emissions.
A Bharat Stage 6 vehicle engine will have major modifications so that it can adhere to the BS6 emission norm. Additionally, this norm will also bring about a change in the fuel, as a BS6 compliant engine will require BS6 fuel.
What Is Bharat Stage 4 and How It’s Different from BS6?
Before knowing the difference, we have to get to know what is Bharat Stage 4 is. The Bharat stage 4 emission norms were introduced in 2017. Compared to the BS4, the BS6 fuel is much cleaner in quality. It has five times lesser sulphur content than the BS4 fuel. Along with this, the Nitrogen Oxide has been reduced by 70% and 25% for diesel and petrol engines, respectively.
Another significant difference is the presence of Onboard Diagnostics (OBD) on all vehicles and Real Driving Emission (RDE) under the BS6 norms. This feature will measure the vehicle’s emissions in real-life conditions against simulated conditions.
What Can Car Owners Do?
Automobile manufacturers have been instructed to sell off their Bharat Stage 4 inventories by the Supreme Court of India as no BS4 vehicles will be sold after April 2020. Along with the banning of BS4 vehicles, the Indian oil companies have already set a supply chain for BS6-grade petrol and diesel to be distributed in filling stations in New Delhi and other metropolitan cities.
Users of petrol cars have very little to worry about as there is barely any difference between the BS4 and BS6 fuels. However, this isn’t the case for diesel cars. The BS4 diesel fuel carries significantly higher sulphur content as compared to BS6. The use of BS6 diesel in the older BS4 vehicles will cause the injector to wear out prematurely as the low sulphur in the fuel provides lesser lubrication.
In such a situation, the ideal thing to do is to opt for vehicles that are compliant with the BS6 norms, but not everyone has adequate funds to buy a brand-new car.
An excellent alternative to purchasing a new vehicle is to get your hands on a second-hand car with a pre-owned car loan. A second-hand car loan is a smart way to adhere to the Bharat stage emission standards brought into motion. A used car loan allows you a value-for-money purchase.
When on the lookout for a second-hand car loan in the market, choose Tata Capital. We offer pre-owned car loans for a vast collection of cars. With a second-hand car loan, you will be able to purchase a BS6-compliant vehicle. We provide loan for used cars at competitive used car loan interest rates. We also offer a used car loan calculator on our website for you to easily calculate your EMI. With the help of the used loan EMI calculator, you can better plan your monthly EMIs. We are the best option for you to buy used cars on EMI.
We also provide flexible EMI options on our pre-owned car loan and ensure quick disbursal of loans making us an ideal choice for financing your car. We advise you to check your used car loan eligibility before applying for a used car loan with us.
So, visit our website today if you are on the lookout for a loan on used car.
Your Smooth Ride Awaits: Take a Quick and Easy Vehicle Loans!
Apply now