Tata Capital > Blog > Loan for Vehicle > How to Choose a Motorcycle?
16 December 2024
5 mins read
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Riding a motorcycle is a lifestyle, a statement, and for many, a dream come true. Whether you’re a first-time buyer or looking to upgrade, choosing the right bike can be a daunting task. With so many styles, brands, and features to consider, where do you even begin?
This guide simplifies the process, making it easier for you to understand how to choose a motorcycle that fits your personality, purpose, and pocket.
Your motorcycle choice begins with understanding why you’re buying one. Is it for daily commuting, long-distance touring, adventure rides, or weekend fun? The purpose will guide your decision toward the right bike category.
For instance, if you want a bike only for your daily commute, look for something light, efficient, and versatile. Or if you enjoy the thrill and speed of motorcycles, sports bikes deliver unmatched performance.
Understanding the types of motorcycles available is crucial. Each style serves different needs and offers a unique riding experience.
Let’s explore some popular categories:
These bikes are designed for speed, aerodynamics, and performance. They feature a streamlined body with fairings that improve stability at high speeds. Ideal for thrill-seekers and track enthusiasts, these bikes demand skill and experience.
If you want a sporty bike without the aggressive posture of faired models, naked supersports or street fighters are great options. They combine performance with a more comfortable riding position, making them suitable for city rides and occasional highway fun.
Known for their relaxed ergonomics and timeless style, cruisers are perfect for laid-back rides. They usually have lower seat heights, making them accessible for riders of all sizes.
These versatile bikes are built for both on-road and off-road use. Lightweight and durable, dual-sport bikes like the Hero XPulse are excellent for riders looking to explore dirt trails without compromising on-road capabilities.
For those who love tackling rugged terrains, off-roaders and enduros are the go-to choice. They’re lightweight, equipped with knobby tyres, and designed to handle the toughest trails with ease.
Adventure bikes combine the comfort of touring models with the ruggedness of off-roaders. They’re ideal for long journeys, often equipped with luggage racks and high ground clearance.
The engine size (measured in cubic centimeters or cc) plays a significant role in how a bike performs. Here’s a general guideline:
Below 500cc: Perfect for beginners and daily commuters.
500cc–800cc: Ideal for intermediate riders who want a balance of speed and control.
800cc and above: Suited for experienced riders, offering exceptional power and performance.
For new riders, starting with a smaller engine size is wise—it’s easier to control and helps you build confidence.
Never buy a motorcycle without taking it for a test ride. This step gives you a feel for the bike’s performance, comfort, and handling.
If the bike feels right and aligns with your expectations, it’s a strong contender.
Safety is non-negotiable when riding a motorcycle. Most motorcycles today offer unique safety features such as Anti-lock Braking System(ABS)to prevent wheel lock-up during sudden braking, traction control to maintain grip on slippery surfaces, and LED lightingto enhance visibility in low-light conditions.
These features are necessary to ensure your and others’ safety on the road.
A bike’s cost doesn’t end with its price tag. It is important to factor in ongoing expenses like fuel cost of the bike determined by its fuel efficiency servicing costs, durability to ensure that the bike lasts long and doesn’t require frequent part replacement or maintenance.
When deciding on a motorcycle, the brand matters. Well-established brands offer reliable warranties, after-sales service, and strong resale value. In India, popular brands include:
A trusted brand also provides access to a larger community of riders and forums for tips and advice.
A motorcycle is only as safe as the rider. You must invest in high-quality protective gear, such as a certified helmet, riding gloves, sturdy boots with ankle protection. Proper gear not only enhances safety but also adds to the overall riding experience.
Buying a motorcycle is a big investment, and looking into financing options can make it simpler. Tata Capital offers 2-wheeler loans to suit different needs. Use its two-wheeler loan calculator, you can check your loan eligibility, monthly repayments, and interest rates. This makes it easier to plan your purchase without putting pressure on your finances.
If you’re wondering how to choose a bike, it is a mix of practical thinking and personal taste. When you know what you need from your bike, have a practical budget, and have done your research, you can make a smart decision.
But before purchasing a bike, don’t forget to check out Tata Capital’s 2-wheeler loans and use tools like the two-wheeler loan calculator to get an estimate of your EMI and set a budget.
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